PENGARUH STATUS SOSIAL EKONOMI ORANG TUA, GAYA HIDUP, GENDER, DAN TEMAN SEBAYA TERHADAP MANAJEMEN KEUANGAN PRIBADI MAHASISWA

This study aims to determine the influence of parents' socio-economic status,
lifestyle, gender, and peers on students' personal financial management. The
research employs a quantitative approach using questionnaires as the research
instrument. The sample consists of 93 respondents, selected using the probability
sampling method since the total population of Management students at PGRI
University Semarang from the classes of 2020, 2021, 2022, and 2023 is 1,387. The
research data were analyzed using IBM SPSS Statistics 23. This study's data have
already passed validity and reliability tests, indicating that the data meet the
necessary criteria to proceed to hypothesis testing. The results of this study show
that: (1) Parents' socio-economic status affects students' personal financial
management, (2) Lifestyle does not affect students' personal financial
management, (3) Gender does not affect students' personal financial management,
and (4) Peers affect students' personal financial management.
Keywords: Parents Socioeconomic Status, Lifestyle, Gencer, Peers, Students
personal financial.